THE OVER 50s INSURANCE SPECIALISTS

1. This Offer is only available to new members who are Australian citizens, permanent residents of Australia, or those who are entitled to full reciprocal rights under Medicare, registered for Medicare and listed on an active Medicare card, and join an eligible combined Seniors Health Insurance Hospital & Extras policy by 11:59pm (AEST) 31 August 2025. Not available to existing Seniors Health Insurance policyholders, or any other existing private health insurance policyholders of a partner brand issued by nib, or to previous policyholders who have held health insurance with any of these brands and cancelled their policy 6 months before or during the Offer Period.  

The Offer consists of adjusting the “paid to” date on the qualifying policy to reflect the reduction off the premium payable for an amount equating 6 weeks (calculated as 42 days) of the annual premium. The Eligible Member must maintain the Eligible Product up to the date of the Offer being applied to the active policy, being 24 September 2025 (Fulfilment Date) for policies purchased between 01 July 2025 and 31 July 2025, and 29 October 2025 (Fulfilment Date) for policies purchased between 01 August 2025 and 31 August 2025. The Offer will be forfeited if the Eligible Member is not an active policyholder on this date. 

In addition, 2 and 6-month waiting periods will be waived for Eligible Members on all Extras services that normally require a 2 or 6-month waiting period under the Eligible Product. The Waiver will be fulfilled at the time the Eligible Member takes out the Eligible Product. Longer waiting periods may apply for some services. See full terms and conditions.