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LifestylePet Insurance
Protect your pet with Seniors Pet Insurance, covering up to 80% of eligible vet bills for your cat or dog
10%Seniors Discount for over 50s
from 355 reviews
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Treat your pet to better health
At Australian Seniors, we’re committed to rewarding good pet owners. That’s why we provide great value coverage for over 50s, helping you keep up with the mischief your pet gets into without worrying about expensive vet bills.
With Seniors Pet Insurance you’ll receive up to 80% on eligible vet bills¹, so you can make sure your cat or dog gets the care they deserve. From injury and sickness to everyday treatments, we’ve got your pet’s health sorted with a level of cover that suits you – whether you’re staying active with your jogging buddy or enjoying the quiet life with your four-legged friend.
DARE magazine
As a valued Australian Seniors customer, when you take out Seniors Pet Insurance, you’ll receive ongoing complimentary digital issues of DARE magazine, sent straight to your email inbox. Learn more and view the applicable T&Cs.
General Insurance Code of Practice
Compare Pet Insurance
| BENEFITS |
Top Accident & Illness Cover |
Essential Accident & Illness Cover |
Basic Accident & Illness Cover |
|---|---|---|---|
| Percentage of eligible vet bills covered | Up to 80% | Up to 75% | Up to 60% |
| No excess to pay | Yes | Yes | Yes |
| Annual benefit limit | $12,000 | $12,000 | $12,000 |
| Annual condition limit | No | No | $2,000 |
| Cover for puppies and kittens over 8 weeks of age | Yes | Yes | Yes |
| Maximum entry age eligibility | Under 9 years | Under 9 years | Under 16 years |
| Cover for specified accidental injuries including car accidents, burns, and snake bites | Yes | Yes | Yes |
| Illness cover | Yes | Yes | Yes |
| Lifelong cover2 | Yes | Yes | Yes |
| 30 day waiting period for illnesses (including tick paralysis) | Yes | Yes | Yes |
| 0 day waiting period for specified accidental injuries | Yes | Yes | Yes |
| Choose your own registered vet | Yes | Yes | Yes |
| Annual limit for emergency boarding cover | $1,000 | $1,000 | $500 |
| Essential euthanasia | Yes | Yes | Yes |
| Annual limit for paralysis tick benefit | $1,200 | $1,000 | $2,000 |
| Annual limit for cruciate ligament conditions (6 month waiting period applies) | $2,6003 | $2,6003 | $2,000 |
| Annual limit on vet consultations | $300 (including home visits) | $300 (including home visits) | $300 (including home visits) |
| Optional Routine Care for preventative healthcare items | Up to $80 | No | No |
Award-winning insurance 10 years in a row
Australian Seniors has been recognised for providing real value for the local over 50s market, winning awards for our products and service for 10 consecutive years.
Australian Seniors has won the Canstar 2023 Most Satisfied Customers Award for Home Insurance.
We’re the proud winners of the Reader’s Digest Quality Service Award in the Funeral Insurance category for 2021, 2022, 2023, 2024 and 2025. We have also been the recipients of the Highly Commended Trusted Brand Award in the Funeral Insurance category for 2015, 2016, 2018, 2020, 2021, 2022 and 2024. In 2023, we were the winning recipient of the Trusted Brand Award in the Funeral Insurance category. We were granted the Feefo Gold Trusted Service Award in 2017, 2018, 2019, 2021, 2022, and the Feefo Platinum Trusted Service Award in 2023 and 2024.
Australian Seniors is also the ProductReview.com.au 2021, 2022 and 2023 Annual Awards Winner in the overall Insurance category, as well as the 2024 Awards Winner in the Funeral, Car and Home & Contents Insurance categories and 2020 Awards Winner in the Funeral, Car, Home & Contents, Travel and Pet Insurance categories.
Why Seniors Pet Insurance?
Your pet can be full of surprises, so we keep the insurance part simple and easy. With Seniors Pet Insurance, you get:
Benefits of choosing Seniors Pet Insurance
A choice of three levels of cover – we understand that every pet is different, so we offer three levels of cover to help you find the perfect plan for your breed and budget.
No excess – life is already stressful when your pet is unwell, so we make claims easy by allowing you to claim up to 80% of eligible vet bills with no excess to pay.
Added extras, without the added cost – get overseas cover and emergency boarding included in your policy at no extra cost.
In-home vet visits – we want your pet to feel right at home, so we cover the extra convenience of in-home vet visits when a trip to the vet is not possible.
Life's Booming Podcast
Hosted by the ABC’s James Valentine, the ‘Life’s Booming’ podcast is available now!
DARE magazine
Our bi-monthly magazine gives you a wealth of new ideas to take on the world you live in, and have the time of your life along the way.
Why Australian Seniors
You and your family need insurance that delivers real value. With Australian Seniors, you get just that and more.
Peace of mind
Enjoy the confidence of knowing that your policy is backed by world-leading underwriters.
Award-winning insurance
We’ve got years of experience, helping you to protect your family and assets with award-winning products and award-winning service.
Dedicated to seniors
We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Australians over 50.
Backed by experience
We’ve been doing what we love for years, just like you. Put yourself in good hands with Australian Seniors.
Pet Insurance FAQsFrequently Asked Questions
How old does my pet have to be for insurance?
You can cover your dog or cat as soon as they are eight weeks old. Please note that a maximum age limit also applies to our policies. For our Top or Essential Cover, your pet must be under nine years old to apply. For our Basic Accident & Illness Cover, your pet must be under 16 years old to apply.
Will my pet be covered when it gets older?
Yes. Once you have insurance for your pet, you can keep renewing your policy with us for the rest of its life – as long as we continue to offer the product, and there isn’t a break in your cover, with cover subject to the terms and conditions of your renewal policy.
Will I have to pay an excess?
No. There’s no excess to pay – so depending on your level of cover, you may get back up to 80% of all your eligible vet expenses.
Will my pet be covered for hereditary problems?
Hereditary and congenital conditions will eligible for cover if they have not shown noticeable signs, symptoms or an abnormality at any time before the first policy period or during any applicable waiting period.
Read what our customers are saying
from 355 reviews
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Lifestyle- To a maximum of $12,000 a year (exclusions, limits, sub-limits and per condition limits may apply). Benefit Percentage will vary depending on the level of cover selected.
- For as long as we continue to offer the product, provided there’s no breaks in cover, and subject to the terms and conditions of the renewal policy.
- You may be eligible for a higher limit and if so, this will be specified on your Certificate of Insurance.
Protect your pet today
To find out how little it can cost you to provide quality care and treatment for your pet, talk to our friendly, Australian-based customer service team today. You can get a quote over the phone in minutes – call us on 1300 674 590.