Policy Documents

Policy Documents and important information

Life Insurance

The Beneficiary Nomination Form can be completed electronically via the DocuSign website.

Funeral Insurance

The Beneficiary Nomination Form can be completed electronically via the DocuSign website.

Health Insurance

Car Insurance

Current Product Disclosure Statement

Car Insurance Product Disclosure Statement – Dated 1 September 2021
Car Insurance summary of changes to the Product Disclosure Statement
Applies to:
- new policies issued on or after 1 September 2021; and
- existing policies renewing on or after 1 October 2021.

Past Product Disclosure Statements

Car Insurance Product Disclosure Statement – Dated 1 February 2021
Car Insurance summary of changes to the Product Disclosure Statement
Applies to:
- new policies purchased on or after 2 March 2021 – 31 August 2021; and
- existing policies renewing on or after 1 April 2021 – 30 September 2021.
Car Insurance Product Disclosure Statement – Dated 25 June 2019
Applies to:
- new policies purchased on or after 1 July 2019 – 1 March 2021; and
- existing policies renewing on or after 1 August 2019 – 31 March 2021.

Current Target Market Determination

Car Insurance Target Market Determination – Dated 29 December 2022
Applies to:
- new policies issued and existing policies renewing on or after 6 January 2023.

Past Target Market Determinations

Car Insurance Target Market Determination – Dated 1 September 2021
Applies to:
- new policies issued between 1 September 2021 – 5 January 2023; and
- existing policies renewing between 1 October 2021 – 5 January 2023.

Resources

Home & Contents Insurance

Current Product Disclosure Statement

Home & Contents Insurance Product Disclosure Statement - dated 1 September 2021
Home & Contents Insurance summary of changes to the Product Disclosure Statement
Applies to:
- new policies issued on or after 1 September 2021; and
- existing policies renewing on or after 1 October 2021.

Past Product Disclosure Statements

Home & Contents Insurance Product Disclosure Statement – dated 1 February 2021
Home, Contents & Landlords Insurance summary of changes to the Product Disclosure Statements
Applies to:
- new policies issued on or after 2 March 2021 – 31 August 2021; and
- existing policies renewing on or after 1 April 2021 – 30 September 2021.
Home & Contents Insurance Product Disclosure Statement – dated 10 August 2020
Home, Contents & Landlords Insurance summary of changes to the Product Disclosure Statements
Applies to:
- new policies issued on or after 10 August 2020 – 1 March 2021; and
- existing policies renewing on or after 9 September 2020 – 31 March 2021.
Home & Contents Insurance Supplementary Product Disclosure Statement – dated 22 April 2020, and Product Disclosure Statement – dated 25 June 2019
Home, Contents & Landlords Insurance summary of changes to the Product Disclosure Statements
Applies to:
- new policies issued between 22 April 2020 – 9 August 2020; and
- existing policies renewing between 22 May 2020 – 8 September 2020.
Home & Contents Insurance Product Disclosure Statement – dated 25 June 2019
Applies to:
- new policies issued between 1 July 2019 – 21 April 2020; and
- existing policies renewing between 1 August 2019 – 21 May 2020.

Current Target Market Determination

Home & Contents Insurance Target Market Determination – Dated 29 December 2022
Applies to:
- new policies issued and existing policies renewing on or after 6 January 2023.

Past Target Market Determinations

Home & Contents Insurance Target Market Determination – Dated 1 September 2021
Applies to:
- new policies issued between 1 September 2021 – 5 January 2023; and
- existing policies renewing between 1 October 2021 – 5 January 2023.

Resources

Landlords Insurance

Current Product Disclosure Statement

Landlords Insurance Product Disclosure Statement - dated 1 September 2021
Landlords Insurance summary of changes to the Product Disclosure Statement
Applies to:
- new policies issued on or after 1 September 2021; and
- existing policies renewing on or after 1 October 2021.

Past Product Disclosure Statements

Landlords Insurance Product Disclosure Statement – dated 1 February 2021
Home, Contents & Landlords Insurance summary of changes to the Product Disclosure Statement
Applies to:
- new policies issued on or after 2 March 2021 – 31 August 2021; and
- existing policies renewing on or after 1 April 2021 – 30 September 2021.
Landlords Insurance Product Disclosure Statement – dated 10 August 2020
Home, Contents & Landlords Insurance summary of changes to the Product Disclosure Statements
Applies to:
- new policies issued on or after 10 August 2020 – 1 March 2021; and
- existing policies renewing on or after 9 September 2020 – 31 March 2021.
Landlords Insurance Supplementary Product Disclosure Statement – dated 22 April 2020, and Product Disclosure Statement – dated 25 June 2019
Home, Contents & Landlords Insurance summary of changes to the Product Disclosure Statements
Applies to:
- new policies issued between 22 April 2020 – 9 August 2020; and
- existing policies renewing between 9 May 2020 – 8 September 2020.
Landlords Insurance Product Disclosure Statement – dated 25 June 2019
Applies to:
- new policies issued between 1 July 2019 – 21 April 2020; and
- existing policies renewing between 1 August 2019 – 21 May 2020.

Current Target Market Determination

Landlords Insurance Target Market Determination – Dated 29 December 2022
Applies to:
- new policies issued and existing policies renewing on or after 6 January 2023.

Past Target Market Determinations

Landlords Insurance Target Market Determination – Dated 1 September 2021
Applies to:
- new policies issued between 1 September 2021 – 5 January 2023; and
- existing policies renewing between 1 October 2021 – 5 January 2023.

Resources

Pet Insurance

Travel Insurance

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