If you don’t need cover for your own vehicle, get basic protection for at-fault damage to other people’s property with Seniors third-party car insurance.
WIN $10,000 cash when you buy a Seniors Car Insurance policy by 31 January 20251
5% off for Seniors Card holders2
We hope you never have an accident, but sometimes the unexpected happens. If you’re involved in an accident, it's important to know you're covered against the cost of damage to other people's cars and property.
With Seniors Third Party Property Damage Car Insurance, you’re covered in case you’re at fault for an accident, so you can take to the road with confidence wherever you go.
As a valued Australian Seniors customer, when you take out Seniors Car Insurance, you’ll receive ongoing complimentary digital issues of DARE magazine, sent straight to your email inbox. Learn more and view the applicable T&Cs.
Seniors Third Party Property Damage Car Insurance protects you against the cost of any damage you cause to someone else's car or property. So, if you’re at fault for an accident, you’ll be covered for any legal liability up to $20 million.
We’re here for you all day, every day in case you need to make a claim.
Stay in control of how and when you pay your premiums, as well as the basic excess amount per claim.
Cancel your policy for a full refund within 14 days if you decide it’s not right for you.
| Legal Liability CoverIf you’re at fault for an accident, we’ll protect you against the cost of damages to someone else's car or property. |
Yes |
| Uninsured driver damageYou’re covered for up to $3,000 should your car get damaged by an uninsured driver. |
Yes |
| Choice of excessFlexibility to choose your own basic excess. |
Yes |
| Substitute vehicle coverPeace of mind knowing you’re covered if you are involved in an accident while using a substitute car. |
Yes |
| Hassle-free claimsOur claims lodgement team is available 24 hours a day. Whether online or over the phone, making a claim is quick and easy. |
Yes |
| Flexible payment optionsChoose a payment option that suits your lifestyle. |
Yes |
| 14-day cooling off periodGet your money back – no questions asked – if you cancel your policy within 14 days without making a claim. |
Yes |
WIN $10,000 cash when you buy a Seniors Car Insurance policy by 31 January 20251
You and your family need insurance that delivers real value. With Australian Seniors, you get just that and more.
Enjoy the confidence of knowing that your policy is backed by world-leading underwriters.
We’ve got years of experience, helping you to protect your family and assets with award-winning products and award-winning service.
We believe insurance should meet your needs, not someone else’s. That’s why we focus on providing the best possible cover for Australians over 50.
We’ve been doing what we love for years, just like you. Put yourself in good hands with Australian Seniors.
If you need to make a claim and your car needs repairs, we’ll choose a repairer located as close as possible to your home or work from our extensive repairer network. When you use one of our approved repairers, the repairs are covered by a guarantee, so long as you remain the registered owner of the vehicle.
If you prefer to choose your own repairer, you can arrange for a quote and send it to us. But please note that we reserve the right to determine and arrange for repairs to be carried out by our preferred repairer.
You can increase your excess at any time during your car insurance policy. However, you can only decrease your excess when renewing your policy.
If you are not driving frequently you could qualify for our Pay as You Drive cover and save money on your car insurance. If you are eligible for our Pay As You Drive cover when obtaining a quote, you will be offered that option.
Yes, we do! If you’re a learner, our car insurance policies cover you as long as:
To help us offer affordable, fair car insurance premiums for the majority of people, we do have age restrictions on our policies. Generally, we insure drivers up to 99 years of age. However, certain vehicles have higher age minimums.
Ensure your contact details and payments details are up to date on your account. If details are up to date, your refund will land in your account in the timeframe noted on your notification letter.
If you have any questions about your refund, call us on 1300 919 583 and we can provide more information or help you update your account details.
Why do you need payment details from me?
To refund you, we’ll need a bank account or credit card details to send the money to.
Where do I update my payment details?
Log into My Account to update your details, or give us a call on 1300 919 583.
My policy is no longer active — what do I need to do?
If your policy is no longer active, but you need to update your payment details, please give us a call on 1300 919 583 and our staff will be able to process the refund over the phone.
What will happen if I don’t respond to your letter or email about a refund?
To refund you, we’ll need a bank account or credit card details to send the money to. We encourage you to contact us so that you can receive your refund.
What can I do if I’m not happy with the refund amount?
If you’re not happy with the refund amount or have a complaint, please contact us on 1300 919 583.
18 Sep 2022
In the third series of our Life’s Booming podcast, No Regrets, Graciela Szwarcberg, 60, and Hector Poch, 62,...
Read more about Well-travelled couple explore the world in a motorhome
Tips
24 Aug 2022
Winter can create unique driving conditions, here are some things you can do to help you stay safe on the...
Read more about How to stay safe on winter roads
Tips
27 Jan 2022
Road tripping around Australia for your summer break? Preparation is key. Here’s the essential road trip...
Read more about Ready for a summer road trip? Here are some tips
Tips
3 Dec 2021
Who wants to swelter over a hot stove on Christmas Day? New traditions mean there are plenty of ways us...
Read more about How Christmas in Australia has changed over the years
Tips
30 Aug 2021
Driving comes with a sense of independence. But what if your elderly friend or relative is dangerous behind...
Read more about How ageing can affect driving
Tips
22 Jun 2021
Driving licence regulations can change as you get older, so what are the rules for Australian seniors? Here...
Read more about Driver's licence regulations in Australia for seniors
TipsFor ultimate peace of mind on the road, talk to our friendly team today on 1300 760 157. We are here 8am to 7pm Monday to Friday. You can also request a call-back at a time that suits you.